January 31, 2017

Know Your Rights if You're Stopped by Police on the Street in Wisconsin

written by Lane Fitzgerald

You could be walking home from a friend's house, walking to or from work or even just out for a leisurely walk when you are stopped by police for questioning. 

Knowing your rights in this type of situation can help keep you out of trouble with law enforcement and, hopefully, send you on your way without issue.

Keep reading to learn more about what to do if you're stopped by police for questioning on the streets in Wisconsin.

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Criminal Defense

January 18, 2017

Wisconsin's New Traffic Law: No Cellphones in Work Zones

written by Lane Fitzgerald

Wisconsin's traffic and driving laws can change quickly and without much public announcement, making it crucial to stay up-to-date on what's happening.

This article covers a relatively new law making it illegal to use a handheld mobile phone while driving through construction sites in Wisconsin.

Keep reading to learn more about this new rule, and the potential penalties associated with it.

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Criminal Defense

January 11, 2017

Wisconsin's Stricter OWI Penalties Now in Effect

written by Lane Fitzgerald

As of January 1, 2017, repeat OWI offenders with four or more convictions will face harsher penalties than they did previously.

In the spring of 2016, Governor Walker signed Senate Bill 455 into law in the spring of 2016 (now known as 2015 Wisconsin Act 371), increasing the penalties for certain repeat drunk driving convictions. The new law took effect January 1, 2017.

This article explains those new drunk driving penalites in Wisconsin.

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Criminal Defense

January 03, 2017

What to Expect if You Convert from Chapter 13 Bankruptcy to Chapter 7 in Wisconsin

written by Lane Fitzgerald

If you've been struggling to keep up with your Chapter 13 bankruptcy payment schedule, you may be surprised to learn you might have another option which could relieve you of that debt: Chapter 7 bankruptcy.

In Chapter 13 bankruptcy your debt is reorganized, allowing you to pay back your creditors under a revised payment plan and schedule. In Chapter 7, by contrast, your deby is forgiven -- unburdening you from the debt you may be struggling to get out from under.

Before pursuing a change to Chapter 7 bankruptcy, it is important to understand what the conversion process might entail. This article offers a simple rundown of what is involved as you convert from Chapter 13 to Chapter 7 bankruptcy in Wisconsin. 

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Bankruptcy Law

November 30, 2016

Reasons to Convert Chapter 7 Bankruptcy to Chapter 13 in Wisconsin

written by Lane Fitzgerald

"Why would I convert from Chapter 7 to Chapter 13 bankruptcy?"

For those who just finished filing for Chapter 7 in Beloit or elsewhere in Wisconsin, this might be a confusing question. 

It may seem counter-intuitive, but there are times when switching from debt liquidation to debt reorganization makes sense for Wisconsin residents. The government understands this, too, but only offers a one-time opportunity for you to change your filing.

This article will present some general reasons why you might consider changing the type or chapter of your bankruptcy case from Chapter 7 to Chapter 13 and point you in the right direction to begin the process. 

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Bankruptcy Law

November 29, 2016

What is the Role of a Chapter 13 Bankruptcy Trustee in Wisconsin?

written by Lane Fitzgerald

If you're considering filing for Chapter 13 bankruptcy in Wisconsin, you likely have some questions, like:

From years of helping individuals and couples with their bankruptcy cases, The Fitzgerald Law Firm in Beloit, Wisconsin understands the importance of providing answers to those with questions before filing for bankruptcy. 

If you're considering filing for Chapter 13, and would like to have a better idea of what's involved in the bankruptcy process before choosing to file, keep reading to learn more about a very important person who would be closely involved in your bankruptcy, should you choose to file Chapter 13 in Wisconsin: your Bankruptcy Trustee.

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Bankruptcy Law

October 27, 2016

Understanding the Role of Bankruptcy Trustee in Chapter 7

written by Lane Fitzgerald

Many people who consider filing for Chapter 7 bankruptcy in Wisconsin approach the decision-making process frustrated and overwhelmed. If you are in a similar situation, you may still be trying to decide which type of bankruptcy is right for you.

If you have already determined that a Chapter 7 filing is the right path forward, you may be wondering how to file and navigate the bankrupcty process itself. 

You may find it helpful to gain a thorough understanding of what is involved in the process of filing before taking the first steps toward debt forgiveness. This article will answer questions about the role of a bankruptcy trustee in order to give you a better idea of what to expect if you decide to file for Chapter 7 in Wisconsin.

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Bankruptcy Law

October 19, 2016

How to Save Money When Filing for Bankruptcy and Divorce in Wisconsin

written by Lane Fitzgerald

Getting a divorce costs money; more if you and your spouse are having trouble reaching an agreement about division of property, child custody or other issues.

When your financial situation also dictates the need to file for bankruptcy at the same time as your divorce, the order in which you file for them can either wind up saving you money or costing you much more in the long run.

This article will explore potential costs you might face for your divorce and bankruptcy, and offer tips on how you might save money as you move toward a fresh start, both personally and financially.

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Bankruptcy Law, Family Law

October 03, 2016

How to Convert from Chapter 13 to Chapter 7 Bankruptcy in Wisconsin

written by Lane Fitzgerald

Many people can find the strict schedule of paying back debt under a Chapter 13 bankruptcy filing simply too much to keep up with over time. After all, if you have filed this type of debt reorganization, you are not allowed to miss a payment in the average 3-5 years it takes until your bankruptcy case is resolved.

One possible solution to this challenge is to convert your Chapter 13 bankruptcy to a Chapter 7 bankruptcy. This may sound simple, but there are conditions you must meet in order to file for Chapter 7 debt relief, as well as some key things to consider before moving in this direction.

This article will explore issues you will want to consider before pursuing a change from Chapter 13 to Chapter 7 bankruptcy in Wisconsin.

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Bankruptcy Law

September 26, 2016

Bankruptcy and Divorce: Which is Best to File First in Wisconsin?

written by Lane Fitzgerald

There is no doubt of the emotional impact when considering a divorce. Couple this with financial issues and your level of stress can fly off the charts. Considering money issues are often a leading factor in divorce, it isn't surprising so many Wisconsin residents end up wondering which to file first: divorce or bankruptcy.

The good news (and the challenge) is this: if you and your spouse are able to have a calm and focused conversation about the timing of these two very significant events, you can potentially save yourselves a lot of money and frustration later.

This article will offer a number of things to consider when determining if it's better to file for divorce or bankruptcy first in Wisconsin.

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Bankruptcy Law